:root{
  --bg:#f6f8fa;
  --card:#ffffff;
  --card2:rgba(255,255,255,.92);
  --text:#0f172a;
  --muted:#64748b;
  --line:rgba(15,23,42,.10);
  --brand:#0a65cc;
  --brand2:#06b6d4;
  --green:#22c55e;

  --shadow: 0 18px 48px rgba(2,6,23,.10);
  --shadow2: 0 12px 28px rgba(2,6,23,.10);
  --r:18px;
}

*{box-sizing:border-box}
html,body{height:100%}
body{
  margin:0;
  font-family:system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;
  color:var(--text);
  background: var(--bg);
}

.co-page a{color:inherit}
.co-container{max-width:1120px;margin:0 auto;padding:0 14px}
.co-muted{color:var(--muted)}

/* =========================
   HERO (site look)
   ========================= */
.co-hero{
  padding: 200px 0 240px;
  position: relative;
  color:#fff;
  overflow:hidden;
}
.co-hero-inner{
  max-width: 860px;
}
.co-hero-kicker{
  display:inline-flex;
  align-items:center;
  gap:10px;
  padding: 8px 12px;
  border-radius: 999px;
  background: rgba(255,255,255,.14);
  border: 1px solid rgba(255,255,255,.22);
  backdrop-filter: blur(6px);
}
.co-kbadge{
  font-size:12px;
  font-weight:900;
  letter-spacing:.12em;
  padding: 4px 8px;
  border-radius: 999px;
  background: rgba(34,197,94,.18);
  border: 1px solid rgba(34,197,94,.30);
}
.co-ktext{
  font-size:12px;
  font-weight:800;
  letter-spacing:.06em;
  text-transform: uppercase;
  opacity:.95;
}

.co-hero h1{
  margin: 14px 0 10px;
  font-size: clamp(32px, 4vw, 48px);
  font-weight: 900;
  letter-spacing: .2px;
  text-shadow: 0 12px 30px rgba(0,0,0,.35);
}
.co-lead{
  margin:0;
  max-width: 780px;
  line-height: 1.65;
  font-size: 15px;
  color: rgba(255,255,255,.90);
  text-shadow: 0 10px 22px rgba(0,0,0,.25);
}

.co-hero-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:16px}
.co-hero-meta{display:flex;gap:10px;flex-wrap:wrap;margin-top:16px}

.co-hero-wave{
  position:absolute;
  left:0; right:0; bottom:-1px;
  height: 50px;
  background: linear-gradient(180deg, transparent, rgba(246,248,250,1));
}

/* =========================
   Buttons / pills
   ========================= */
.co-pill{
  display:inline-flex;align-items:center;gap:8px;
  padding:7px 10px;border-radius:999px;
  border:1px solid rgba(255,255,255,.22);
  background: rgba(255,255,255,.12);
  font-size:12px;
  color:#fff;
  backdrop-filter: blur(6px);
}

.co-btn{
  display:inline-flex;align-items:center;justify-content:center;
  gap:8px;
  border-radius:14px;
  padding:12px 16px;
  font-weight:900;
  text-decoration:none;
  border:1px solid rgba(15,23,42,.12);
  background:#fff;
  cursor:pointer;
  transition: .2s ease;
}
.co-btn:hover{transform: translateY(-1px); box-shadow: var(--shadow2)}
.co-btn-primary{
  border:none;
  color:#fff;
  background: linear-gradient(90deg, var(--brand), #0b7be8);
  box-shadow: 0 16px 34px rgba(10,101,204,.28);
}
.co-btn-ghost{
  background: rgba(255,255,255,.14);
  border: 1px solid rgba(255,255,255,.28);
  color:#fff;
}
.co-btn-ghost:hover{
  filter: brightness(1.05);
  box-shadow: 0 14px 28px rgba(2,6,23,.18);
}

/* =========================
   Sections
   ========================= */
.co-section{padding: 24px 0}
.co-section-head{margin:0 0 12px}
.co-section-head h2{margin:0 0 6px;font-size:24px;font-weight:900}
.co-section-head p{margin:0}

/* =========================
   HOW IT WORKS – cards with image
   ========================= */
.co-steps{
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:14px;
}

.co-step{
  border:1px solid var(--line);
  background: rgba(255,255,255,.92);
  border-radius: var(--r);
  overflow:hidden;
  box-shadow: var(--shadow);
  transition: .2s ease;
}
.co-step:hover{transform: translateY(-2px)}
.co-step-img{
  position:relative;
  height: 150px;
  background-size: cover;
  background-position: center;
}
.co-step-img::after{
  content:'';
  position:absolute;
  inset:0;
  background: linear-gradient(180deg, rgba(2,6,23,.05), rgba(2,6,23,.42));
}
.co-step-badge{
  position:absolute;
  left:14px;
  bottom:14px;
  z-index:2;
  width:38px;height:38px;
  border-radius: 14px;
  display:grid;place-items:center;
  font-weight: 950;
  color:#0f172a;
  background: rgba(255,255,255,.92);
  border: 1px solid rgba(255,255,255,.65);
  box-shadow: 0 10px 26px rgba(2,6,23,.16);
}
.co-step-body{padding:14px 14px 16px}
.co-step h3{margin:0 0 6px;font-size:16px;font-weight:900}
.co-step p{margin:0;color:var(--muted);line-height:1.6}
.co-mini-list{
  margin:10px 0 0;
  padding-left:18px;
  color: var(--muted);
  line-height: 1.7;
  font-size: 13px;
}

/* =========================
   Assess section
   ========================= */
.co-assess{
  display:grid;
  grid-template-columns:1.2fr .8fr;
  gap:14px;
}
.co-assess-card{
  border:1px solid var(--line);
  background: rgba(255,255,255,.92);
  border-radius: var(--r);
  box-shadow: var(--shadow);
  padding:18px;
}
.co-assess-card h2{margin:0 0 10px;font-size:22px;font-weight:950}
.co-assess-card ul{margin:0;padding-left:18px;color:var(--muted);line-height:1.9}
.co-note{
  margin-top:12px;
  border:1px solid rgba(15,23,42,.10);
  border-radius:14px;
  padding:12px;
  background:#fff;
  color:#0f172a;
  font-size:13px;
}
.co-mini h3{margin:0 0 8px;font-weight:950}
.co-mini-badges{display:flex;gap:8px;flex-wrap:wrap;margin-top:12px}
.co-mini-cta{display:flex;gap:10px;flex-wrap:wrap;margin-top:14px}
.co-mini .co-btn{background:#fff;color:var(--text);border:1px solid rgba(15,23,42,.12)}
.co-mini .co-btn:hover{box-shadow: var(--shadow2)}

/* =========================
   FORM layout
   ========================= */
.co-form-wrap{padding: 8px 0 42px}
.co-grid{
  display:grid;
  grid-template-columns:1.35fr .65fr;
  gap:14px;
  align-items:start;
}

.co-card{
  border:1px solid var(--line);
  background: rgba(255,255,255,.92);
  border-radius: var(--r);
  box-shadow: var(--shadow);
  overflow:hidden;
}
.co-card-head{padding:18px 18px 10px}
.co-card-head h2{margin:0 0 6px;font-size:20px;font-weight:950}

.co-form{padding:0 18px 18px}

.co-block{
  margin-top:14px;
  padding:14px;
  border:1px solid rgba(15,23,42,.08);
  border-radius:16px;
  background: rgba(255,255,255,.78);
}
.co-block-title{display:flex;align-items:center;gap:10px;margin-bottom:10px}
.co-block-title h3{margin:0;font-size:16px;font-weight:950}
.co-chip{
  width:30px;height:30px;border-radius:11px;
  display:grid;place-items:center;
  background: rgba(6,182,212,.10);
  border: 1px solid rgba(6,182,212,.22);
  font-weight: 950;
}

.co-row{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.co-field{margin-top:10px}

label{display:block;font-size:12px;color:#1f2937;margin:0 0 6px;font-weight:800}

input, textarea, select{
  width:100%;
  padding:12px 12px;
  border-radius:12px;
  border:1px solid rgba(15,23,42,.12);
  outline:none;
  background:#fff;
  color:var(--text);
  font-size:14px;
}
input:focus, textarea:focus, select:focus{
  border-color: rgba(10,101,204,.55);
  box-shadow: 0 0 0 4px rgba(10,101,204,.12);
}
textarea{resize:vertical}

.co-hint{margin-top:6px;color:var(--muted);font-size:12px}

.co-checkgrid{
  display:grid;
  grid-template-columns:repeat(2, minmax(0,1fr));
  gap:10px;
  margin-top:8px;
}
.co-check{
  display:flex;align-items:center;gap:10px;
  padding:12px;
  border:1px solid rgba(15,23,42,.10);
  border-radius:14px;
  background:#fff;
  cursor:pointer;
  transition: .15s ease;
}
.co-check:hover{box-shadow: 0 10px 20px rgba(2,6,23,.08)}
.co-check input{width:auto;margin:0}
.co-checkline{margin-top:10px}

.co-counter{
  margin-top:6px;
  color:var(--muted);
  font-size:12px;
  text-align:right
}

.co-upload{margin-top:10px}
.co-dropzone{
  position:relative;
  border:1px dashed rgba(15,23,42,.22);
  border-radius:16px;
  padding:18px;
  background: rgba(255,255,255,.72);
  overflow:hidden;
}
.co-dropzone input[type=file]{position:absolute;inset:0;opacity:0;cursor:pointer}
.co-dz{text-align:center}
.co-dz-title{font-weight:950}
.co-dz-sub{color:var(--muted);font-size:13px;margin-top:2px}
.co-dropzone.dragover{
  border-color:rgba(10,101,204,.55);
  box-shadow:0 0 0 4px rgba(10,101,204,.10)
}

.co-filelist{margin-top:10px;display:grid;gap:8px}
.co-fileitem{
  display:flex;align-items:center;justify-content:space-between;gap:10px;
  border:1px solid rgba(15,23,42,.10);
  background:#fff;
  padding:10px 12px;border-radius:14px;
}
.co-fileitem .name{font-size:13px;overflow:hidden;text-overflow:ellipsis;white-space:nowrap}
.co-fileitem .meta{font-size:12px;color:var(--muted)}

.co-submit{width:100%;margin-top:14px}
.co-legal{margin-top:12px;color:var(--muted);font-size:12px;line-height:1.6}

/* Sidebar */
.co-sticky{position:sticky;top:14px}
.co-side-body{padding:0 18px 18px}
.co-tick{margin:0;padding-left:18px;color:var(--muted);line-height:1.9}
.co-side-btn{width:100%;margin-top:12px;background:#fff;color:var(--text)}
.co-side-card{
  margin-top:14px;
  border:1px solid rgba(15,23,42,.10);
  border-radius:16px;
  padding:12px;
  background:#fff;
}
.co-side-card-title{font-weight:950;margin-bottom:6px}
.co-side-card-text{color:var(--muted);font-size:13px;line-height:1.6}

.co-hp{position:absolute;left:-9999px;top:-9999px;height:0;width:0;opacity:0}

/* Responsive */
@media (max-width: 980px){
  .co-steps{grid-template-columns:1fr}
  .co-assess{grid-template-columns:1fr}
  .co-grid{grid-template-columns:1fr}
  .co-hero{padding: 76px 0 40px}
}

@media (max-width: 560px){
  .co-row{grid-template-columns:1fr}
  .co-checkgrid{grid-template-columns:1fr}
  .co-hero-actions{flex-direction:column;align-items:flex-start}
  .co-btn{width:100%}
}